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Update My Rating: How to Refresh Your FHR On Demand

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Written by Eamonn Mannion
Updated this week

Your Financial Health Rating (FHR) is a real‑time snapshot of your company’s financial health. As your business evolves—closing a strong quarter, reducing debt, hitting new profitability targets, achieving improved working capital performance, or completing remedial actions tied to your ActionPath—you will want your FHR to reflect your most current position.

Update My Rating gives you the ability to refresh your FHR whenever you need to, without waiting for your next scheduled rating cycle. 🔄


Why Use Update My Rating?

Refreshing your FHR isn’t just about staying current — it creates meaningful business advantages.

Demonstrate momentum to clients

A fresh rating can:

  • Strengthen your position in competitive bids

  • Support renewal and pricing discussions

  • Reduce perceived financial risk

  • Reinforce long‑term stability

Align your rating with real‑time performance

If you’ve recently improved your financial posture—profitability, working capital, liquidity, expenses—refreshing your FHR ensures clients see your true, updated health, not outdated numbers.

Accelerate client onboarding and due diligence

Clients often require:

  • An updated rating before onboarding

  • A recent FHR for annual reviews

  • Updated financials for contract expansions

A refreshed rating helps prevent delays.

Control the timing of your financial narrative

You choose when to update:

  • Before or during RFPs

  • Ahead of executive reviews

  • After completing ActionPath initiatives

  • When communicating corrective actions or improvements

Boost transparency and build confidence

Proactively updating your FHR shows clients:

  • Strong governance

  • Proactive risk management

  • Operational discipline

This strengthens trust and elevates your profile as a preferred supplier.

For Essential Members

More refreshes = more opportunities to strategically update your FHR throughout the year when it matters most.


How Update My Rating Works

Refreshing your rating is quick and straightforward:


1. Find the “Update My Rating” Button

You can access it from:

  • Your Homepage

  • Your Financial page


2. Confirm Your Refresh

A confirmation window will display:

  • How many refreshes you have remaining

  • Whether the refresh is self‑initiated or tied to an open client request


3. Upload Your Latest Financials

Choose the upload method that fits your workflow:

  • QuickSync — Connect your accounting system for the quickest path to an updated rating

  • Manual Data Entry — Input your financials directly

  • Structured Template — Upload using our pre-formatted template


4. Receive Your Updated Rating

After your data is validated, your FHR updates automatically and reflects your most recent performance.


Who Can Use Update My Rating?

Here’s what’s included at each membership level:

Feature Access by Membership

Feature / Action

Basic Members

Essential Members

On-demand refreshes

✅ 1 refresh per year

✅ Up to 4 refreshes per year

Complete a client-requested update

✅ Always available

✅ Always available

Financial upload options

QuickSync, Data Entry, Structured Template

QuickSync, Data Entry, Structured Template

Need more refreshes?

Upgrade to Essential

Why upgrade to Essential?

Essential unlocks:

  • Four rating refreshes per year

  • Full access to all member features

  • More flexibility to update your FHR at strategic times

Essential membership is $999/year.


Frequently Asked Questions

What happens when I’ve used all my refreshes?

The Update My Rating button becomes temporarily unavailable until your renewal date.

However:

  • If you have an open client request, you can still complete it

  • This will not count toward your refresh allotment


Do client‑initiated refreshes count against my total?

No. Only refreshes you initiate count toward your annual allotment. If a client requests an updated rating, completing that request does not affect your balance.


How quickly will my rating update?

Manual Data Entry / Structured Template

Your rating updates automatically once:

  • Your financials are submitted

  • Data passes validation

If issues are found, you’ll be prompted to adjust and resubmit in real time.


QuickSync

Your submission is reviewed by our Data Analyst team. If adjustments are required, you’ll be notified before release.


I’m a Basic member. Can I still use Update My Rating?

Yes! Basic members get one refresh per year, plus unlimited ability to complete open client requests, which never count against your refresh allotment. You can upgrade to Essential anytime to unlock more flexibility.

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