Why We Cannot Accept D&B Reports or Z Scores
At RapidRatings, we are committed to delivering objective, data-driven insights into financial health. That’s why we do not accept D&B reports, z scores, or other third-party credit assessments as substitutes for our proprietary Financial Health Rating (FHR).
The FHR is built exclusively on quantitative financial statement data, ensuring a transparent and consistent methodology. We do not incorporate subjective assessments, credit opinions, or opaque scoring models.
What Clients Get from the FHR That Other Scores Don’t
Unlike D&B reports or z scores, the FHR provides a standardized, apples-to-apples view of financial health across all companies, regardless of size, age, or industry.
This allows clients to quickly scan large supplier or partner networks, eliminate low-risk companies from concern, and zero in on where financial risk may exist.
The FHR isn’t a pass/fail score, but a starting point for deeper risk management, helping clients prioritize their time and resources more effectively.