We produce specialized reports for banks, financial diversified companies, and insurance companies to reflect the unique nature of their financial statements. The reports follow the same primary flow as our other reports, starting with the FHR trend before diving deeper to review financial ratios and then the financial statements.
The front page of the report will show the current FHR and prior four year-end FHRs. This color-coded trend quicky provides important information on the company's overall health level and direction.
The FHR trend provides the most information on the firm's financial position. Always take a moment to review these ratings before moving through the report. |
Key Indicators
Following the FHR trend, we provide insight into key financial areas. For a bank, we provide analysis on capital adequacy and profitability performance. For a financial diversified or insurance company, we'll show profitability and leverage.
Deeper Dive
The reports then present an extended ratio analysis.
Reports for banks will then provide charts and tables to present the following:
Net Interest Margin (NIM) and Return on Average Assets (ROAA)
Income Growth
Expense Ratios
Tangible Book Value Position
Asset Performance
Loans and Deposits
Financial Statements & Glossary
We finish these reports with the balance sheet and income statement data, followed by a glossary.
