The Basic package is the free entry point to the FHR Exchange. It exists primarily so that companies requested by a client to submit financials can do so, receive their Financial Health Rating, and view it without paying. It also gives members exploring the platform a way to use the core self-service tools (ActionPath modeling, Peer Benchmarking, Public FHR search) and includes a starter allotment of FastTrack acceptances so members can bring their own suppliers into ratings on a small scale.
Key facts
Annual price | Free |
Credits | 10 lifetime (not renewed) |
FastTrack acceptance allotment | 10 lifetime (not renewed) |
Users | Up to 3 |
Payment method | N/A |
What Basic includes
Feature | What it does | Credit cost or limit |
View your own rating and FHR Report | See your current Financial Health Rating in-portal (view only, no PDF download) | Free |
ActionPath creation | Model how operating changes would affect your rating | Free |
Peer Benchmark report | Compare your financials against industry peers (view only, no PDF download) | Free |
Public FHR search | Search and view Financial Health Ratings for public companies | 1 credit per new company viewed (up to the 10-credit lifetime allowance) |
Update My Rating | Refresh your own FHR | 1 credit, available 1× only |
FastTrack | Invite your own suppliers to be rated and accept their shared FHRs | 10 lifetime free acceptances; acceptance is locked once exhausted (upgrade required) |
After your ten lifetime credits are exhausted, Public FHR search and Update My Rating are no longer usable on Basic. Upgrading to Essential resets your Public FHR allowance with a fresh ten credits.
How FastTrack works on Basic
Basic members can send unlimited FastTrack invitations to their own suppliers using their unique FastTrack link. Sending invitations never consumes an allotment or credit. The 10 lifetime free acceptances are only consumed when you accept a share that a supplier has sent back to you.
Once your 10 lifetime acceptances are used, the Available Shares tab shows a locked state with an upgrade banner. On Basic there is no credit fallback: the only way to accept another FastTrack share is to upgrade to a paid package. See Rate Your Own Suppliers for the full mechanics.
What Basic does not include
Basic does not include Report download. You can view your FHR, FHR Report, Financial Dialogue, and Peer Benchmark inside the portal, but Basic does not allow you to download them as PDFs to share externally or keep as a record. Report download unlocks at Essential and covers the FHR Report, Limited Transparency Report, Financial Dialogue, and Peer Benchmark.
Basic does not include RiskPulse, Outreach, or the ability to request an ActionPath from a private company. These features appear in the Supplier Risk Hub on the homepage but are locked, with upgrade prompts directing you to the Package Selection page. Basic also does not include Share My FHR, the feature that allows you to send your FHR directly to another member.
Basic members are not eligible for Financial Health Badges. Members on Essential and above can earn a Platinum, Gold, or Silver badge based on their FHR percentile and download a branded toolkit to promote their rating externally. Basic members cannot view or download a badge even if their FHR percentile would qualify.
How credits work on the Basic package
The Basic package's ten credits are granted once at registration and are not renewed annually. Each new Public FHR you view consumes one credit, and the Update My Rating action consumes one credit. ActionPath creation, Peer Benchmark reports, viewing your own FHR, and FastTrack acceptances consume no credits.
Who Basic is for
Basic is the appropriate package for two audiences. The first is companies who received an outreach from a client requesting their FHR. For them, Basic is everything they need to complete the request and view their rating in-portal. The second is companies evaluating whether to invest in the platform. Basic gives them enough credits, FastTrack acceptances, and features to experience the core workflow before committing to a paid package.
If you want to download your FHR and supporting reports as PDFs, or to actively use the platform to manage your own financial health story (sharing your FHR with clients, refreshing it regularly, controlling disclosure, earning a badge, or bringing more of your own suppliers into ratings via a larger FastTrack allotment), Essential is the next step. If you want to use the platform to assess your own suppliers at scale, Pro 50 or higher is where the wider supplier intelligence toolkit begins.